Best SME Biz Loan Malaysia

Debt Consolidation

Debt consolidation combines loans from different sources such as credit card, personal loans, etc into ONE loan. In doing so, it helps in better debt management and avoids late payments. Additionally, debt consolidation can help reduce loan repayment to a manageable level by extending the payment term.

Licensed Money Lender

From money lending perspective, debt consolidation is mainly for borrowers who have many borrowings from different money lenders. Our loan services allow the borrowers to restructure their debts from different sources, into just ONE single borrowing with us. Depending on your loan affordability and repayment ability, we try to offer flexibility to the borrowers. This is done by extending the repayment period, and reducing the monthly commitment. Our motto is “Easy to Apply, Fast to Approve and Quick to Disburse”. We do not require any upfront payment to process the loan.


To qualify for this loan, the borrower would need to be either a business owner or salaried employee. For a business owner, you need to provide SSM registration and 3-6 months bank statements to proof a steady income. If your business is on cash basis or is not registered, you need to call us to be assessed separately.

If you are a salaried employee, you need to provide 3-6 months’ payslips and 3-6 month’s bank statements. Similarly, if you do not have the specific qualification, such as cash basis employees, or insufficient documents, do call us. We will assess your case separately.


If you are ever in need of emergency cash, you can always check with us. Debt consolidation is a good way to gain control over your finances and a perfect solution for those with a large number of monthly payments. Should you need further clarifications or consultation, feel free to contact us.

You may like to read up about our SME loan, refinancing loan, business loan, and pawn loan.

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