A pawn loan refers to a loan for borrowers with valuables to exchange for cash urgently. Unlike a bank loan, you do not have to submit too many documents for approval. The biggest advantage of pawn loan is you are only required to bring your IC, your valuables, without worrying about your income or credit status.
How does pawning works?
The borrower will call or whatsapp, and check whether the particular item can be pawned. The item is typically valuables like branded handbags, diamonds, watches, jewellery, and gold. It will be used as a form of collateral in exchange of monetary loan.
Our specialist will evaluate the item based upon the overall age, condition and current market values. Once you agree with the loan amount, the agent will issue an agreement and hand the cash to you.
We operate in KL such as, Setapak, Cheras, Bukit Bintang, KLCC, Kepong, Bangsar, KL Sentral and Putrajaya. Whilst in Selangor, we cover Petaling Jaya, Rawang, Klang, Semenyih, Ampang, Gombak, Puchong, Subang, Cyberjaya and Shah Alam.
Our services’ feature
- Instant disbursement of the loan on the spot, if you accept the amount offered.
- Flexible tenure is available if you want to do early redemption.
- Easy process of bringing your valuables to be evaluated by our specialist.
- Minimal document requirements of IC and bank statements to verify repayment ability.
- Fast approval process upon checks by our pawn experts.
- Most importantly, we do not need any upfront fees to assess your qualification.
If you are financially strapped and need emergency cash, do not hesitate to contact us. We are a licensed money lender, who can give you instant cash in exchange for pawning your valuables. In addition, even if you do not qualify for the pawn loan, we can explore other loan services to you. Besides that, we also provide personal and SME loan.