Personal Loan
Personal loan is for salaried workers who need emergency cash loan for personal reason. These loans known as unsecured loans, meaning you can get advance cash without any collateral. These loans are given based on the borrowers’ credit profile and their ability to repay the loan from their salary.
Why need loan?
Sometimes, individuals may need urgent money to pay for medical bills, outstanding credit card debts, or education fees. Or they may want to buy some gifts but the salary bonus may only come in next month. For whatever reason, we can help address your personal financing needs.
Requirements
To qualify, you must be employed for at least 3 month, with 3 months’ payslips. In addition, you need 3 months bank statements to proof your income. Besides that, we can also use your latest EPF statements, which will show that you are really a salaried worker. Lastly, the other documents are IC copy and Utility Bills. With this, it has a higher chance of loan approval. However, if you do not meet the above requirements, you need to call us directly. Your case will be assessed case-to-case individually.
Our services’ feature
Firstly, we have an easy application process of personal loan. You can just make phone enquiry to know your estimated loan amount that you qualify. We are known to provide the fastest loan approval process which is within 24- 48 hours. And we also provide a quick disbursement, thus ensuring the borrower get the cash immediately. Our repayment terms are flexible according to your needs. And best of all, we do not require upfront payment of processing fee.
Who are we?
We are licensed money lender with more than 15 years’ experience. Besides, we have helped many people overcome their financial difficulty. In addition, we do cover across Malaysia, such as Kedah, Penang, Perak, Kelantan, Pahang, Terengganu, Johor, Melaka, Seremban.
But we specializes in KL such as KLCC, Cheras, Setapak, Seputeh, Kepong, KLCC, KL Sentral, Bukit Jalil, Bangsar and Putrajaya. Whilst in Selangor, we cover Puchong, Subang, Gombak, Rawang, Shah Alam, Cyberjaya, Klang, Damansara, Petaling Jaya, and Ampang.
LICENSED LENDING INFO
- Interest Rates – Fixed rates from 8% – 12% APR.
- Repayment Period – Ranges from a Minimum of 3 months – Maximum of 60 months.
- Example – A loan amount of RM5,000 being borrowed for 180 days, will be charged interest of RM448. Hence, the total repaid amount is RM5,448.
Conclusion
Thus, if you need cash immediately, you can always call to ask. Our personal loan is especially for salaried employee with a stable source of income. Your credit profile and the tenure of your stay in your particular company will help determine how much you can borrow. However, if you are a freelance, or a small business owner, you can also apply our business loan, SME loan or working capital loan.
