Best SME Biz Loan Malaysia

Working Capital Loan

Working capital loan is a type of easy loan is given to business that needs additional operational cash flow. This loan covers the current expenses for operational use, such as raw materials, payroll or utilities. They might just need such business funding for a temporary period. Hence it doesn’t make sense to borrow from the bank, which may take quite long to process.

Why need working capital loan?

Sometime you may need additional financing due to unforeseen circumstances. It could be a delay in repayment by your supplier, or some goods being withheld in the customs for further checking. Whether your business is trading, manufacturing or servicing, you will need additional capital to operate until business capital revenue can stabilized. This is where we are ready to help your business with this temporary short term business loan.


Usually to qualify for this loan, the business operates at least more than 6 months. The business may have been registered with SSM or local authorities like MBPJ. Besides that, there must also be an existing business, where we can do site visit, and look at the shop, factory or offices. Besides that, we will need to verify 3-6 months’ company bank statement. Lastly, we also need the IC and utility bills of the directors or business owners. In case of default in repayment, this would be the additional security.

Why us?

We are the best licensed money lender with more than 15 years’ experience in loan industry in Malaysia. We have associate companies throughout Peninsular Malaysia such as Johor, Melaka, Seremban, KL, Selangor, Pahang, Terengganu, Kelantan, Perak, Penang and Kedah. Besides that, we also focus specifically in Klang Valley. For example in Selangor, such as Damansara, Petaling Jaya, Shah Alam, Klang, Puchong, Sunway, Kota Damansara, Rawang, Ampang, Gombak and Seri Kembangan. Whilst in KL area, we specialize in KLCC, Setapak, Putrajaya, Seputeh, Bangsar, Cheras, Kepong and KL Sentral. 

 Our services’ feature:

  • Easy application process
  • Low document requirements
  • Fast approval process
  • Quick disbursement of loan
  • Flexible tenure


Therefore, if you are looking for working capital loan, call us to enquire. If your company faces temporary financial difficulty to cover payroll or utilities expenses, we can always help. We provide short term and long term quick easy loan, depending on your needs.

You may also be interested in our business loan, SME loan and personal loan.


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